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2 Key Questions for Your Retirement Happiness

By SHP Financial Blog | September 26 , 2018

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If you’re approaching or already in retirement, it’s always a good idea to re-visit your goals and overall plans for the future. The great thing about retirement is that you are your own boss. But, that can also be a dangerous thing about retirement, if you aren’t willing to take charge and really push yourself to stay active and happy. Emotional discipline is hard to develop, which is why setting goals and finding the right advisor to help you reach your goals is the most important step you can take towards reducing stress and building a safe and secure income for retirement. Don’t go at it alone… Find emotional support from family, friends, and most importantly an expert financial professional in order to help you stay on-track toward a happy, healthy, and stress-free life in retirement. And, here are 2 key questions you can ask yourself for your own retirement happiness.
 
Question #1:  Are there any financial changes ahead, and will I be ready for them?
 
Entering retirement with a clear strategy for maintaining your standard of living and accomplishing your goals is crucial. But, life tends to throw us curve balls when we least expect them, so it’s important to be ready at all times. If you receive an inheritance, what would you spend it on? If there’s a big medical bill, how will you pay for it? If your children (or your parents) need to move in for a little while, will that throw you off? These are important questions to have the answers to, in case of a sudden surprise. And, sometimes you want to be the one to make a change for yourself. Sometimes, they don’t even need to be financial to be important to you and your life. Maybe you’ve gotten bored of the restful life and want to take up a part-time job, or to get more involved in your local community. Our actual retirements are rarely how we pictured them, and that can be a wonderful thing.
 
Question #2: Have I done what I set out to do yet?
 
This might seem like an obvious question, but that’s also what makes it a good starting point. What were your goals before you retired, and how many of them have you accomplished yet? Are you on-track to achieving the things you haven’t done yet? If not, what’s holding you back? Maybe you’ve already visited all of the travel destinations you dreamed about, or maybe it’s proven harder than you expected to start writing that novel. Focus on making and accomplishing your retirement bucket list. If you’re having trouble achieving your goals, try to figure out little things you can do every day to get back on track. If you aren’t sure whether you have goals at all, ask yourself…
 
In the end, it’s important that you make sure that your nest egg lasts as long as you do, and can sustain the lifestyle that you want to live. At SHP Financial we can help you navigate all your retirement income planning decisions, taking all the necessary risk into account. Click Here and schedule your complimentary, no obligation review and we’ll learn your life goals, and combine them with your unique financial situation to help create a customized retirement plan that aims to carry you to and through retirement.

Posted in retirement planning

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